Capital Growth Simulator

Prop Firm Scaling Roadmapper

Simulate your path from a single funded account to managing over $2,000,000+ in prop capital. Calculate milestones, projected monthly payouts, and cumulative earnings.

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Realistic pro average: 3% - 6%/mo

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Increases to 90% upon scaling

Model Parameters
Profit Target to Scale: 10% in 4 Months
Capital Increment: +25% of Base
Max Capital Cap: $2,000,000
Why Scaling Outperforms Trading Personal Funds: Prop firms provide leverage without risking personal life savings. A 5% monthly return on a $1M scaled account produces $40,000 to $45,000 net monthly payout with zero downside personal liability.

Projected Career Trajectory Interactive Milestones

Max Scaled Capital
$2,000,000
Full firm allocation
Est. Time to Max Cap
24 Months
At your selected ROI
Cumulative Payouts
$480,000
Total cash withdrawn
Scaling Milestones & Payout Schedule Based on your target ROI
Stage Account Size Profit Target Net Payout ($) Cumulative Est. Month
Monthly Payout Run-Rate at Scaled Level: $45,000 / month
Based on 90% split Sustainable Low Risk
All rules verified against 2026 prop firm terms

How Top Prop Firm Scaling Plans Work in 2026

1

The FTMO 4-Month Cycle

FTMO reviews funded accounts every 4 consecutive months. To qualify for a 25% balance upgrade and a 90% profit split, the trader must achieve at least 10% net profit in that 4-month window and have processed at least 2 withdrawals.

2

Rapid Double Scaling (The5ers)

The5ers High Stakes program doubles your capital every time you hit a 10% target on your funded account, moving from $100k → $200k → $350k → $500k without waiting for rigid 4-month evaluation periods.

3

Drawdown Limits Scale Proportionally

When your account scales from $100k to $200k, your daily (5% = $10,000) and max loss limits (10% = $20,000) expand dollar-for-dollar, allowing you to trade larger lots while maintaining the exact same conservative risk percentage.

Scaling Plan FAQs

Can I withdraw my profits and still scale up? ↓

Yes! In fact, firms like FTMO explicitly require you to have processed withdrawals during the cycle. Your scaling eligibility is determined by your cumulative closed profit percentage, not whether the capital remains in the account.

What happens if I lose money on a scaled account? ↓

If you violate the daily or max drawdown on a scaled account, the account is terminated just like a standard account. Some firms offer a "scale back" buffer, but in most cases you must pass a new challenge or maintain strict risk management to preserve your allocation.

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